Software Factory: Take donations and payments with Chipp Payments
Let visitors donate an amount they choose, once or on repeat, or buy products and subscriptions in your software factory app. No Stripe keys and no webhooks to set up.

Chipp Payments lets an app you built in the software factory take money without any Stripe setup inside the app. You do not create API keys, paste a webhook address or open Stripe’s developer settings. Money goes straight to your organization’s own Stripe account.
It handles three kinds of things:
- One-time products, such as a setup fee.
- Subscriptions, billed every month or year.
- Donations, where the visitor chooses the amount.
Take donations
A donation form lets a visitor give any amount from a minimum you set, once or on repeat. Visitors do not need an account. Stripe asks for their email at checkout and sends them a receipt.
To add one, open your project’s Builder chat and ask:
Add a Donate button. Minimum gift 25 and $50, once or monthly.
Chipp then walks you through it:
- Connect Stripe. If your organization has not connected a Stripe account yet, the chat shows Connect Stripe to take payments. An owner or admin clicks Connect Stripe and signs in once. Every app in the organization then sells through the same account. If one is already connected, the chat says so and moves on.
- Confirm the donation. A card titled Confirm what this app sells lists it, for example “Any amount from $5.00, once or monthly”. Nothing is created until you click Create products.
- Test it. Ask Chipp for a test checkout. It opens a test donation on the Builder preview. Pay with the card number 4242 4242 4242 4242, any future expiry date, any 3-digit security code and any postal code. No real money moves, and Stripe does not send a receipt in test mode.
- Go live. When you publish, the Publish panel offers Go live with payments while payments are in test mode. An owner or admin confirms it. Until then, the published app does not take real payments.
What you can set
| Setting | What it does | Default |
|---|---|---|
| Minimum gift | The smallest amount a donor can give. | $1 |
| Suggested amounts | The amount buttons shown on the form. Up to 6. | 50, $100 |
| How often | Once, every month, every year, or a mix. | Once or monthly |
The form also shows a thank-you page after the gift. Donors who give on repeat can change or cancel their gift themselves through Stripe’s billing portal.
Each gift shows up in your project’s Sell tab and in your Stripe dashboard.
Sell products and subscriptions
Ask Chipp in the same way: “Charge 99 one time for setup.” You confirm the same card and click Create products. Chipp adds the buttons, and your app can limit features to people who bought.
Where the money goes
Chipp Payments pays out to one Stripe account per organization. To send an app’s money to a different Stripe account, an owner or admin can reconnect the organization’s account, which moves the payouts of every project in it. Or the other organization can sell from its own Chipp workspace. Stripe’s standard processing fees apply to every payment.
For selling access to a Chipp agent instead of an app, see Selling access.